Tag Archives: Responsibility
A moment in time.
“I am invariably late for appointments… I’ve tried to change my ways but the things that make me late are too strong, and too pleasing.” ― Marilyn Monroe
I was planning to visit the children in Hobart, a four hour drive away. The spreadsheet file I had been working on had to be sent to my accountant by 11 am. When I checked it, I realized it had been corrupted. I spent an hour retrieving the previous saved version and retracing my steps to get it to the required finished product to send on. There were a few unexpected queries from work that needed my urgent attention. Time was marching on. The house looked like a tornado had hit it. I still had to have my morning walk, shower, dress and pack.To top it off I was fighting this tremendous pressure in my chest to make sure that I got away on time so that I could be there on time. This made me frazzled. As if reading my mind the children each sent me a text, urging me to make sure I left on time, to make sure I would be there at the appointed time for dinner. I became anxious at the texts. This was not a child’s graduation, a wedding, catching a plane, or a medical appointment. This was not a national emergency. This was dinner. When the third text came through, everything descended down on me and I sat down on the floor and cried.
It was a descent of my own making. I had not been able to put myself above the moment. I had let it get to me. I has lost control of this moment because of all the other moments that had gone before. It was all the other moments. They all came flooding back.
My life had always been that we must be on time.
I had lost so much of myself over the years due to worrying about being on time and often not quite making it anyway because of lost time in the worrying. ‘Come on, get ready. Quick, quick.’ I would never feel quite ready and would become flustered in feeling not quite ready, applying make-up hurriedly, leaving behind a mess in the kitchen, arriving to wherever-it-was-so-important-to-be-on-time all anxious and stressed.
When being on time counts, such as catching a plane or attending a medical appointment or attending to a national emergency, I can and do prioritize being on time. At other times, other things are more important to me. My priorities differ.
My preference is to always be there for people; either late or on time, I will be there. My preference is to finish what needs to be done over here so that when I get over there, I can fully engage in the moment of over there. My preference is to remain calm so when I arrive I can relax and enjoy the moment of now. My preference is to calm the distressed child, attend to the unexpected accident, take the phone call from a friend in need, mop up the spilled milk then try, as best as I am able, to get there on time. My preference is to attend to whatever I feel is most important, to take in my stride those ‘things’ that get in the way of plans and schedules. My preference is to remain calm and, if too many important things crop up, slip the ‘being on time’ to a lower priority – and not worry about it.
My values and priorities are important too.
The point is not whether being on time is a good value to strive for or not. The point is, it is not my value. It is a value that belonged to someone else. I became stressed and anxious by not living up to a value that belonged to someone else.
The reason that I was feeling upset now, was not because I may be late, or because I was overwhelmed by too much to do before getting away. I was grieving for those times I had violated my own values, for those times I had not taken the time to calm the distressed child, or mopped up the spilled milk, or taken the phone call from my friend and for those times when I was not there when I should have been because I was rushing to be on time to somewhere else for someone else.
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Foundations of freedom – freedom from constraints
I embarked on a series of posts on foundations of comfort and in my last post ended up with freedom. The change was more than a subtle change in my thought process. It was profound. In thinking through what I require for security, I realized how much security constrains my freedom. Then I learned that freedom is not a thought process. It is a feeling. I know because that wondrous feeling swept over me when I was not expecting it and yet I recognized it as my long-lost friend and welcomed it in as part of my being.
There are three aspects to my freedom: freedom from constraints; freedom to act; and freedom of capacity. Think of me as a bird in a cage. In order to fly I need to be let out of the cage, I need to want to fly and I need to have the capacity or ability to fly. Without those three things, I cannot fly. I cannot be completely free. Today I will discuss the first aspect.
Freedom from constraints
To be free to fulfill my purposeful life I need the absence of constraints imposed upon me. Those of captivity; coercion; obligations; moral codes; guilt; mental turmoil; fear of danger, harm or pain; financial impediments; influence of other people; rules; restricted access; and attachments.
Some things on this list are not imposed upon me, they are imposed by me. I impose some of my own restraints. As long as I impose them myself, I can also remove them. I cannot enslave myself. The issue comes down to my ability to remove them. That ties in with the freedom of capacity which I will deal with in another post. For now, I will put aside impediments to my freedom imposed by guilt, mental turmoil, financial capacity and some of my own moral codes, and look only at restraints imposed by others or by my situation.
To be free, I need the absence from…
I need to be free from fear of danger or harm. I am fortunate to live in Australia, a nation free from slavery, tyranny and oppression. Putting aside the political argument that for some that may not be completely true, I myself feel relatively safe.
I need to be free from pain. In order to be truly free I need the absence of this divorce process (my captivity), the business (my obligation) and the moral code of doing the right thing by others ahead of myself. These are factors blocking my total freedom at the moment. I am working on them.
I need to be free from the restriction of my own requirement for certainty. Only then will I be free to find my new creative self.
On the other hand, now being single, I am enjoying freedoms that I never had before, because –
I am now free from…
I am free from the coercion to do things I do not really want to do. Previously I would not have called it coercion, I would have called it compromise. Whatever it is called, that obligation to fit in with another person all the time is now gone.
I am free from the influence of others blocking my ideas, opinions and beliefs.
I am as free as I can be from the control by others.
I am free from restrictions in the use of my space. I have free access to the whole house whereas previously other members of the family claimed that space as their own.
I am free from imposed limits on my free time. (Except when I impose them myself, which does not count because I can lift those limits if I want to. Note to self: stop restricting your own free time by finding more ‘must do’ duties.)
I am free from attachments. Now here is the turnaround. The first twelve months after separation I was grieving the loss of my relationship, my most precious attachment. Now I can see that the absence from that attachment will allow me the freedom to become my authentic me.
That is truly liberating.
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My Life in Transition # 4 – Overwhelmed and Overloaded
“The secret of getting ahead is getting started. The secret of getting started is breaking your complex overwhelming tasks into small manageable tasks, and starting on the first one.”
Mark Twain
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For those tasks on my list that still felt overwhelming to me, I have enlisted some help. Over the three weeks since that first advice from my mother I have moved ahead and I have calmed down.
Seven Habits Of Highly Effective People. Steven Covey.
My resources for pursuing my purpose
The purpose of our lives is to be happy. Dalai Lama, Tibetan Leader.
Having determined my purpose in life is “living to my highest self and inspire others to do the same”; and in considering how I may go about doing that; I found myself in a quandary when I came across the above quote. I thought I was supposed to find purpose and meaning in my life, then I would become happy. Now I read that I am supposed to find happiness; and then that will become my purpose. I became confused.
Here are another three quotes that added to my confusion:
“The purpose of life is not to be happy. It is to be useful, to be honorable, to be compassionate, to have it make some difference that you have lived and lived well.”
Ralph Waldo Emerson
“The purpose of life is a life of purpose” Richard Leider
“Your purpose in life is to find your purpose and give your whole heart and soul to it”
Gautama Buddha
So in moving on, I had been wading through trying to work out my life’s goals and aims in order to fulfill my purpose and this had been proving a bit difficult when I became unsure as to whether I should be aiming for happiness or purpose. (Message to self: it is far better to be confused about whether to pursue a life of happiness or a life of purpose than to be stuck back in pain, anger, despair, fear and turmoil.)
Then I came across this quote:
“Accept yourself, your strengths, your weaknesses, your truths, and know what tools you have to fulfill your purpose.” Steve Maraboli, Life, the Truth, and Being Free
Aah! Light-bulb moment. I think I will start from there – my resources. If I look at what I already have to work with, it may become easier to find out where I need to go.
My 35 years business experience has taught me that, whenever you begin a new project, you should always firstly look at your resources – in business that is infrastructure, money, and human resources. The next steps are to look at what resources are missing, fill in the gaps, then march on to completing the project. The initial step, however, is always looking at your resources; look at your starting point.
In my life’s direction it is a little bit back to front because I am not sure of my actual project and therefore my goals. However, I thought there would be no harm at looking at the starting point – at what I already have to work with.
This post is therefore outlining my new beginning, a first draft appraisal of listing what resources I already have. Later I will explore these in more depth and then move on to my goals. The first 8 in my resources list are my strengths. The last 2 are the people and the tangible resources I have in my life. The beauty of looking at all this from the point of view of my “resources” or the things that I have, is that it makes me focus on my strengths and my positive attributes and the people and tangible assets I already have in my life. This is a fantastic strategy of moving away from that dark place of grief and despair where I was focussing on my losses, my weaknesses and being negative towards myself….
In listing my resources, I have realised that I have got more to work with than I had previously thought.
Here is my list. .
My Resources For Pursuing My Purpose
- Character strengths
- Personality strengths
- Attitude strengths
- Talents
- Skills
- Education
- Knowledge
- Experience
- Support
- Security
Onwards and upwards to my new life with enthusiasm and vigour 🙂
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Responsibilities ++++
I started writing a single post on responsibility in June. Three months and twelve posts later I felt I finally finished the first step of writing about the responsibilities I have to myself and the journey I must take. Why did it take so long and why the focus on me? That was because, now being single after nearly forty years as a wife and mother, it was a huge awakening to realise that not only should I take responsibility for myself, but finally I could. All those years of putting responsibilities to others ahead of myself were gone. It had taken nearly two years for me to reach that point – of finally (guilt-free) to think of myself. However, once that door was open, the ideas flowed on and on – hence the twelve posts.
Nevertheless, much of my responsibilities to myself are still thoughts on paper, ready to be actioned when my goals have been set. Responsibilities to others on the other hand continue to surface and occasionally (well often actually) take precedence. These responsibilities are not to be forgotten along my journey. I decided to list them as a reminder to myself to be grateful for them, knowing that in having them I am a worthwhile needed person and I am not really ever alone. Those in italics are moments that have happened while I have been focussing on my own self in my writing. They are all part of my real world.
1. Family
I have family and responsibilities as a grandmother, mother, daughter, sister and aunt.
My second grand-daughter was born 3 months ago and I enjoyed the happy occasion and have had regular visits to help out. I have visited my daughter, mother and siblings interstate. I visited and supported my daughter a second time after a sudden death of a friend. Currently I am playing mother, cook, and chauffeur to my third son who had knee surgery a week ago.
2. Friends
I have friends who have remained close to me throughout my life and its ups and downs.
During my visit to my mother I spent some time with my best friend who had been recovering from an operation and helped her choose the pattern for her new lounge suite.
3. Business
I am responsible for the continued survival of the business, its clients and staff.
That is my daily life and I try my best to be a fair leader.
4. Community and Society
I am responsible as a member of society to contribute to community and humanity and to speak out for truth, justice and the environment.
I have been contributing to online discussions on peace and social justice issues
I voted at the federal election on Saturday. Yes, I know, I know I do not have a choice as voting is compulsory in Australia. However, I did have a choice. I could choose between the candidates and the order I placed them, and by doing so contribute to either Tweedle-dee or Tweedle-dum becoming Prime Minister of Australia (or not).
What a contribution I have made!!
5. Marital
I am responsible to my children and myself and to everyone above to keep sane during the continuing process to end the financial settlement between my ex-husband and myself as soon, as fair and as amicably as possible.
For some bizarre reason deep-seated in my brain I continue to be the one to keep striving forward on this settlement, the administrative burden of which continues on a weekly basis. When is is over, I will be able to apply more of my energy to points 1-4 above.
I have thought through on all my needs and all my responsibilities. Now is the time to set myself some goals.
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This has been the fourteenth in a series of posts on ‘My Responsibilities’.
1. Responsibilities
2. My own needs
3. My basic needs
4. My health – diet
5. My health – exercise
6. My Home
7. My finances # 1 Sinking
8. My finances # 2 Survive
9. My finances # 3 Priorities
10. My finances # 4 Freedom
11. My joy
12. My contentment
13. My journey. Poem Ithaca.
14. My responsibilities to others
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The Financial Opportunities of Divorce. #4 Freedom
Assuming that I follow my own pep talk regarding facing my financial situation and dealing with it; assuming I protect my home, maximise my retirement savings and budget wisely; assuming I am able to move from a survival, to a modest, to a comfortable income; then in front of me – not despite but because of the divorce – an exciting world of opportunities are open to me. Now, being single, those discretionary expenses listed in my last post are mine alone to decide on.
I have choices.
I have dreams.
I have freedom ……………….
to do whatever I want………….
- Retire soon and be contented with a basic lifestyle.
- Work a few more years and relax in a modest lifestyle.
- Work a bit longer, save hard, and enjoy a comfortable lifestyle….. down the track
- Resurrect my previous career and work for a period in a profession that was lost.
- Reclaim my ‘me’.
- Become a new ‘me’
- Retrain and start a different career, in something I feel passionate about.
- Start a new business in something I feel passionate about.
- Sell my home, down-grade to a smaller home, and enjoy making my home my own.
- Move close to the beach
- Or into a city centre
- Tip most of the difference in funds from down-grading into retirement savings.
- Sell my home, invest the money, and volunteer abroad for a year.
- Use some of my funds from down-grading my house on a **FANTASTIC** holiday
- Buy a van and travel around for a year or more.
- Become more involved in charity work.
- Visit my children, family and friends more often. YAY!! 🙂 🙂 🙂
- Write a book.
- Learn to play the piano.
- Learn, learn, learn about a lot of interesting things.
- Write about everything I have learned in life.
- Finish things.
- Walk along the beach 🙂
- Dance
- Watch the sunrise each morning.
- Potter about
- Count the clouds in the sky
- Do nothing. 🙂
- Speak up for what I believe in.
- Contribute to making a better world
Please of choices.
Wow….. what an exciting time is ahead for me.
🙂 🙂 🙂 🙂 🙂
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This is the tenth in a series of posts on ‘My Responsibilities’.
1. Responsibilities
2. My own needs
3. My basic needs
4. My health – diet
5. My health – exercise
6. My Home
7. My finances # 1 Sinking
8. My finances # 2 Survive
9. My finances # 3 Priorities
10. My finances # 4 Freedom
Image courtesy of [BoinsChoJooYoung]: FreeDigitalPhotos.net
The Financial Lessons Of Divorce #3. Priorities
I have previously covered the topic of human needs. Needs tend to be hierarchical in nature with lower needs required before higher needs. It tends to follow in the order of – survival – stability – connections – esteem – experiences – giving back. If basic needs are not met one can become stressed or have a hollow feeling of something missing. You have to fill lower needs first, become strong at your core, then move upwards to building your esteem. With strength within, you can then start giving back to others. Aiming too high before strength has developed, can make everything collapse due to a weak base.
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The same concepts can be applied to our financial situation. To provide for our needs, financial costs are required. The same hierarchy exists – survival – stability – connections – esteem – experiences – giving back.
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Herein can lie the issue after divorce. Before, both my emotional and financial lower needs were fully met. My lifestyle and expenses moved up; up to worthwhile activities for my esteem (hobbies, projects), savouring experiences (travel, entertainment, eating out), and giving back (philanthropy, community projects, and family). When my whole world crumbled, and with it my strong base, as I kept trying to feed higher needs I was used to, my lower needs crumbled further. I had to prioritize my needs in the situation as it stands today. That means thinking of myself, meeting basic needs first, growing a secure savings net next, planning activities (and expenses) that will provide me with connections or improve my self-esteem, then moving upwards to life experiences and helping others.
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These are my financial priorities:
1. Survival
- My Home and utilities.
- Essential living costs. Food, healthcare, basic clothes.
- Minimum loan repayments on debt
2.Connections
- Communication. Phone, internet.
- Safe, reliable car. Petrol, maintenance.
- Transport, travel and accommodation costs in visiting my family.
3. Stability
- Disaster prevention – insurance
- Paying debt off
- Save for emergency fund
4. Discretionary
- Time. Labour saving appliances, cleaner, tradesmen.
- Goals and projects. Education, sport, music, crafts, hobbies, books, computers
- Experiences. Travel, eating-out, entertainment, holidays, festivals, social events.
- Beautiful things. More clothes, furniture, cars, boats, cameras, musical instruments, jewellery, ornaments, paintings, ‘stuff’
- Philanthropy. Helping others, community projects, volunteering, gifting.
- Accumulation of savings, investments.
The Lessons From Divorce
- A basic lifestyle # 1 provides only for essentials, a modest lifestyle adds in a level of security from lists #2,3. A comfortable lifestyles allows some choices from #4.
- I initially classed the first 3 lists ‘essential’ until I realised some people cannot afford them.
- What I previously regarded as comfortable was in fact luxury. After separation, I dramatically cut down our couple luxuries of excessive experiences (it being my husband who tended to need this buzz) and too much ‘stuff’.
My Comfortable Lifestyle
A. My New Basic Budget
- I include all items on Lists #1
- Even though not essential, I include all items on lists #2 & 3 as they are essential for me, especially communicating with and visiting my family.
B. My Choices From Discretionary List 4.
- Maintain essential insurance, eliminate non-essential.
- Maintain savings schedule for emergencies and unexpected costs.
- Embark on meaningful projects.
- Experience moments with special people or those activities that give me meaning. A lot of things I enjoy have little cost such as walking, reading, writing. An occasional meal or drink with family or friends, family gatherings, can still be enjoyed. Watching the sunrise costs me nothing.
- Maintain savings schedule for higher discretionary costs. Don’t go into debt for them
C. The Items I Have Eliminated Or Reduced
- Impulse purchases of discretionary items.
- Non-essential ‘stuff’ – trashy magazines, newspapers, books, fashion accessories, household items, gadgets, music, hobbies, hair costs – except for items that fall under #B3 above (meaningful projects).
- Reevaluated travel plans, house upkeep and entertainment in terms of budget.
- Cut out bought lunches & coffees.
- Halved my grocery bill, buying less meat, more vegetables and pulses, hardly any processed foods. I am shopping at the farmer’s market. I diligently use up food at the end of the week, plan menus ahead, and shop from a list.
D. As for ‘giving back’?
See point B3 above.
This is so empowering to be taking control of my life again, one step at a time.
🙂 🙂 🙂
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This has been the ninth in a series of posts on My Responsibilities
Image courtesy of [CoolDesign]: FreeDigitalPhotos.net
The Financial Impact Of Divorce #2. Survive
“This is about life. It is one wave after another wave and you are struggling to go on……If you survive, you can tell the story, you can go on. If you don’t survive…….. that’s it.” Maria Belon. Tsunami 2004 survivor.
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In any grief, trauma, or catastrophe the first step always is survival. If you can get through a day, a week, a month; then you can keep going. You can survive.
In regard to finances then, the first step is to stop sinking, stop going backwards. The next step is to stay afloat. The third step is to move forward. Here is what I have done so far and intend to do going forward.
1. Let Go Of The Losses.
In losing anything there is a grief process you need to go through. If you lose your former financial security, you need to mourn that loss just the same as the loss of a person. There are stages to pass through of shock, denial, anger, and sadness until finally you let go of what you had. I have found it really important to let go of what could have should have been, and to stop looking with envy at friends and family of the same age who are moving on to blissfully peaceful and financially secure retirements. This is gone for me now …. although not necessarily forever.
2. Face The Reality Of The Changed Situation.
Until you face it, you cannot do anything about it. I have taken stock and reviewed my complete situation – my assets, my debts, my insurance, my will, my superannuation fund, my home, my savings. I know exactly where I am at. I will move on to a different life.
3. Protect My Home.
My first drive will be to protect my home. This will mean ridding myself of all debt over it as a top priority over the next year or two.
4. Remain Debt-Free
Once I have cleared the last of the debt, I will remain debt-free. This means not using credit cards to buy things that I cannot afford or do not need.
5. Build Up Asset Base
As described in the last post, after the property settlement is finalised I will have a depleted asset base which, on its own, is inadequate to see me through my retirement years. I aim to rectify that by a series of options (isn’t it great having choices?)
(a) Delay Retirement for 5-10 years preserving my retirement fund intact to allow it to grow
(b) After the business goes, find another means of making an income
(c) Downsize my home to release capital to invest.
(d) Put all available spare funds into my retirement fund
6. Take Control Of My Budget and Spending
Rather than wait until retirement to begin living a more austere and simple lifestyle, do that now. Not only will it provide me with the comfort of knowing that I am living within my means, it will prepare me for my retirement years. If I learn to live on less, then there will be more to put away. That nest egg will grow faster and I can reach that blissful place (of financial security) sooner. Yay! 🙂
This is how I aim to do it…….
(a) Set my budget for a ‘comfortable’ lifestyle.
(b) Track my spending diligently.
(c) Ruthlessly cut every unnecessary expense from my budget
(d) Look out for discounts, bulk specials, and controlled use of card points.
(e) Aim for a simpler lifestyle.
(f) Live frugally
7. Take Control Of My Health
(a) Keeping healthy will keep medical costs down and be easier on the budget
(b) Healthy eating requires more home cooked meals and this is easier on the budget
(c) Walking more will increase my exercise and keep me fitter and healthier and will also decrease transport costs.
8. Prioritise The Use of Spare Money
This will be the aim of a ‘Comfortable’ Lifestyle which I will outline in my next post.
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This is the eighth in a series of posts on ‘My Responsibilities’.
1. Responsibilities
2. My own needs
3. My basic needs
4. My health – diet
5. My health – exercise
6. My Home
7. My finances # 1 Sinking
8. My finances # 2 Survive
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Image courtesy of [CoolDesign]: FreeDigitalPhotos.net
My home. My sanctuary.
This is the sixth in a series of posts on ‘My Responsibilities’
After food and shelter, one of our primal basic needs is safety, peace and comfort. This can be provided by a place, a person, an activity, or by a combination of these. I wrote about my own need for stability in an earlier post. Previously my marriage provided me with this feeling as no matter where I went, what I did, or whatever adversities befell me; I felt safe and secure. Since my marriage collapsed, I have gained this sense of stability and comfort from my home. From my childhood days of playing ‘house’ to a strong nesting instinct when pregnant, I have always been aware of the comfort my home provides me. I have clung on to my home as my source of refuge, as my relief from distress and turmoil, as my source for solitude, as a means of feeding my mothering instincts with visits from my family. It has been my one constant in the unravelling of my previous life.
Whilst I have been comforted staying in my home since my marriage ended, and initially revelling in living my way within its walls, I have grown to realise that it has actually been living our life, my way, rather than making a new life of my own. Since my epiphany I have been striving to break free to live my life. This will mean a gradual process of selling the business, the commercial property housing the business, then selling my home to release capital for retirement. At that point it will mean leaving behind my one constant, my sanctuary.
For a period after my epiphany, my mind fast-forwarded to where I would be in about 3 years and I resented being where I was. I was coming home alone at night to the cold and dark. It was dreary and depressing. I began neglecting my home. Then the downward spiral began of neglect, followed by being overwhelmed by what it would take to get back routine and order, followed by losing the sense of comfort it previously provided, to seeing only a mountain of work and yet another thing I have to face.
Being uplifted by my daughter visiting last week, the sun coming out this weekend, and early spring flowers beginning to bloom, I have now recharged. In the spirit of my recent posts on responsibilities, I have taken on board getting my home back in order and restoring it as my sanctuary, yet also preparing it for my eventual move. At the same time, I will spend this transition period drinking in the last remaining time I have here, taking in every sunrise, looking at every blossoming flower, watching the moods of the river and valley opposite, reliving every happy memory I have had here with my children, of our previous happy family life. Then, when all that is done, it will be time for me to move on.
Plans to make MY Home MY Sanctuary
1. De-clutter immediate space.
2. Rid the house of ‘our’ stuff.
Note: I had previously rid myself of ‘his’ stuff. It is time for the next step.
3. Go in small manageable steps; one drawer, one cupboard, one box at a time.
4. Pack up ‘our’ stuff. Send it to him for him to deal with.
5. Avoid further clutter by not buying any more ‘stuff’.
6. Have a look around at everything left and decide whether I really need it or not.
7. Chuck out anything I don’t need, anything not used for two years, gifts given to me I don’t really want, clothes that will never fit again, and anything kept ‘just in case’.
8. Enjoy the space and freedom a minimalist habit without ‘stuff’ brings.
9. Revel in the peace and calmness that has taken the place of ‘stuff’.
10. Develop a routine to keep things this way by putting away things when not in use, having a quick daily tidy-up and a proper fortnightly one. Resolve to do an annual clean-up.
11. Look out and enjoy the views to the valley and the river every day.
12. Keep smiling and stay calm.
“I am responsible to maintain my home as a refuge of joy, peace, comfort and relaxation.”
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